If you want to drive a friend or family member’s car under supervision outside your professional lessons then, by law, you’ll need insurance to cover you on the vehicle you’ll be driving.

Choosing your own temporary learner driver insurance policy means that you’ll benefit from comprehensive cover and that the vehicle-owner’s No Claims Discount won’t be affected if you need to make a claim.

Dual insurance involves one driver having two policies on the same car. These can include the main, annual policy and a named driver policy.

With a Dayinsure learner driver policy, you can choose the length of cover, from just one day up to five months* – giving you plenty of time in which to get in some extra driving practice. Unlike annual policies, our short-term cover provides flexibility to suit your needs.

* One month’s cover is classed as 28 days, so a 5-month policy runs for 140 days in total. Cover from 1 day applies to cars that are already insured with an annual policy, otherwise policies start from 1 month.

Yes! Whether you have your own car or are looking for learner driver insurance for your parent’s car, Dayinsure can help. Our policies provide fully comprehensive cover for your chosen car, whether you’re the registered keeper or making use of a friend’s or family member’s car.

You can get learner insurance on as many cars as you wish but you’d need to take out separate policies for each car that you intend to drive.

Yes, there can be as many learner drivers insured to drive the same car as you like, as long as each learner has their own separate insurance policy.

Learner insurance can be more expensive due to a lack of driving experience. If you’re a young learner driver, you’re also more likely to be classed as a risk. According to Brake, inexperience means less ability to spot hazards and young drivers are more likely to take risks.

Unfortunately, these factors mean insurance for young drivers often costs more. Our flexible policies offer competitive prices but choosing to drive a less expensive model of car could reduce the cost of your cover.

Vehicles come in one of 50 different insurance groups, so it’s worth considering this when deciding what car you want to get driving experience in. For further details of what our learner driver insurance covers, take a look at our product information document

Many learner drivers choose to take their driving test in their instructor’s car but, if you’d rather make use of your own vehicle or take your test in a different one, our policies can provide cover.

Once you’ve been given the good news, your learner insurance is no longer valid so you’ll need to make sure someone else can drive you back from the test centre. You’ll also need to take out another policy that covers you as a fully qualified driver so you can drive your chosen car legally.

While you can’t add a named driver, another driver can take out their own separate temporary learner driver insurance or temporary car insurance policy with us.
It’s important to remember that whoever is supervising you must also be insured to drive the car in which you’re practising.

Whoever is supervising you to drive must meet the following criteria:

aside from this, it doesn’t matter if it’s a friend, parent or other relative, as long as they’re qualified to drive the type of vehicle you want to learn in – for example, they must have a manual car licence if they’re supervising you in a manual car.

• be between 25 and 75 years of age

• have held a full GB driving licence for at least 3 years
• aside from this, it doesn’t matter if it’s a friend, parent or other relative, as long as they’re qualified to drive the type of vehicle you want to learn in – for example, they must have a manual car licence if they’re supervising you in a manual car.

Learner drivers can now take driving lessons on motorways in England, Scotland and Wales but they must be:

• supervised by a qualified driving instructor
• in a dual-controlled learner driver car
• if you’re driving a car under the supervision of a friend or family member who is not a professional instructor (and you’re not in a dual control car), you won’t be able to drive on motorways.

Full guidance on the law can be found here and in our guide: ‘Can learners drive on the motorway?’

A temporary policy won’t enable you to build up a no claims discount, but most annual learner driver insurance cover will. It’s important to check with the provider.

If you’re at fault in an accident, third-party cover will only cover injury or damage to another driver or their property, not your own.

Dayinsure’s temporary learner driver insurance policies all offer fully comprehensive cover in the UK, so you get total peace of mind while you’re practising. This means you’ll be properly covered if you’re involved in an accident and you’re held responsible.

One of the benefits of Dayinsure’s learner driver insurance is that the owner’s policy and any attached No Claims Discount won’t be affected if you need to make a claim. If you’re learning in a car that’s not your own, the owner can rest assured that their annual policy will remain as is, even in the event of an accident.

This is possible, depending on the insurer’s terms. But, if an accident were to happen and you were responsible, you could be putting their No Claims Discount at risk.

Our temporary learner driver insurance provides a separate policy for the provisional licence holder. So the owner’s own annual car insurance policy won’t be affected even in the event of an accident that’s your fault.

Learner driver insurance rules often differ slightly to other types of policies. With Dayinsure, there are a few factors to be aware of:

• you must be accompanied by a qualified driver aged between 25 and 75 who has held a full GB driving licence for at least 3 years. They must also be qualified to drive the type of vehicle you want to learn in.
• all temporary learner driver insurance stops the moment you pass your driving test. If you take your driving test in the car in which you are insured, you’ll need to make sure you have someone with you to drive you home from the test centre!

See how quickly you can get covered. Get a learner driver insurance quote today.